When it comes to the worlds’ most valuable body parts, there are some surprising results. You’d expect celebrities and sport stars to be well-represented, but what if your job relies on an anatomical talent?
Sometimes the amazing insurance amounts for the bodies of the rich and famous cover bits you wouldn’t expect. And it runs from million dollar fingers to billion dollar legs, and absolutely everything in between. It’s no surprise the people on this list put a premium on their bodies, but would you agree with the valuations?
Some stars didn’t want to single out a body part. Actor Daniel Craig took out $9.5 million of insurance for his whole body before performing many of his own stunts in the James Bond franchise. Meanwhile UK TV presenters Ant & Dec decided to take out cover worth £2 million – on each other.
There aren’t many top premiums for brain power or genius. But comedian Rich Hall has insured his sense of humour for £1 million. So he’ll be laughing, even when we aren’t.
Australian cricketer Merv Hughes insured his trademark handlebar moustache for £200,000, but facial cover goes all the way back to the early entertainers. Silent film comedian Ben Turpin invested $25,000 in the 1920s against his trademark crossed eyes ever uncrossing. And amounts soon grew, with Jimmy ‘the Schnozzle’ Durante insuring his large nose for $140,000 in the 1930s.
The mouth is so important to many careers that it deserves a special mention. For singers, it makes sense to protect your most valuable asset. Bruce Springsteen insured his vocal chords for $6 million back in the 1980s, but recent stars have upped the ante. American Idol runner-up and Queen collaborator Adam Lambert has insured his vocal chords for $48.5 million. Rock Star Gene Simmons wasn’t known for his singing voice, but having been known for showing his tongue with the rock band KISS, he insured it for $1 million.
One of the most famous smiles in Hollywood belongs to ‘Pretty Woman’ Julia Roberts, who put a premium of $30 million on her smile lighting up cinema screens. But ‘Ugly Betty’ star America Ferrara also has a $10 million smile after she removed her braces to become the face of toothpaste brand Aquafresh. And at the other end of the smile spectrum is British comedian Ken Dodd, who actually insured his buck teeth for £4 million, including the risk of accidentally having them fixed.
But it’s not just celebrities with valuable mouths. In the 1960s, food critic Egon Ronay insured his taste buds for $330,000, and chef Anthony Worrall-Thompson followed suit for £500,000. But the otherwise ordinary tastes for big food and drink brands are the real stars. Tetley tea blender Sebastien Michaelis has tastebuds insured for £1 million, rather less than the $10 million for the tongue of Costa Coffee’s ‘Italian Master of Coffee’, Gennaro Pelliccia. Somerfield wine taster Angela Mount had her tastebuds insured for £10 million in 2003, after the chain of supermarkets attributed a growth in sales to her palate.
You’d expect female assets to top the list, and sadly there are question marks whether legendary Welsh singer Tom Jones ever insured his chest hair for $7 million. But it’s known that such policies have been drawn up on occasion for male models.
Female chests are bigger business, with Playboy model Holly Madison covering her assets for $1 million. Country music star Dolly Parton has protected herself since 1970 with a policy for $600,000. Meanwhile Madonna also insured her chest, for a sum of $2 million.
Musicians have a lot to lose, but Keith Richards apparently only valued his middle finger enough for a $1.6 million policy to play guitar and make rude gestures for the Rolling Stones.
Hand model Gemma Howorth sensibly covered all her digits with a £5 million premium. Her hands regularly feature in adverts for washing-up liquid, chocolate and make-up, justifying the investment.
Buttock coverage is a largely female dominated area of insurance. Children’s TV fox puppet Basil Brush had his trademark tail insured for £1 million, but the big money is insuring the bottoms of pop stars Kylie Minogue and Jennifer Lopez.
While Australian former soap star Kylie propelled her pop career back into the top ten with the help of gold hotpants, her backside is protected for just $5 million. That compares to the curvier Jennifer Lopez, who values her bottom with $300 million of insurance.
It turns out men don’t value their sex appeal quite as much. Former Van Halen singer and rock star David Lee Roth made the headlines when he insured his sperm for $1 million to protect the future of 80’s rock.
That compares with British male stripper Frankie Jakeman, who insured his main asset in 1987 for £1.2 million.
Football is a big money game around the world. With big wages for the top players, it’s not surprising that former Man Utd and England star David Beckham has $70 million of insurance for his legs, or that Real Madrid and Portugal’s Christiano Ronaldo has a $144 million policy.
Other famous male celebrities to have insured their fancy footwork include Charlie Chaplin, whose trademark walk was covered for £100,000. More recently, dancer Michael Flatley took out a $40 million policy following his success in Irish dance shows Riverdance and Lord of the Dance.
Since Betty Grable became the first woman to walk on ‘million dollar legs’ in the 1940s, it’s become fairly normal for actresses and models to take out insurance, such as Jamie Lee Curtis ($2.8 million) and Heidi Klum ($2 million)
But the most experience legs, and the worlds’ most valuable body parts belong to a singer. And it’s not an artist known for her dance moves, such as Rihanna ($1 million) or Tina Turner ($3.2 million).
In fact, the most expensive cover for part of the body belongs to Mariah Carey, who insured her legs for a whopping $1 billion after becoming the star of a shaving campaign.
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